Our Goal: Your Down Payment Is All You Bring to the Close of Escrow.
Whether you're using zero-down financing, a low down payment, or a larger down payment, the goal is the same: identify agents who know how to negotiate purchase price, seller concessions, closing costs, prepaid expenses, and buyer-agent compensation to minimize the additional cash you need at closing.
This is a negotiation goal, not a guaranteed outcome. Financing rules, seller concessions, and transaction terms determine actual costs. Expenses paid before closing may still apply.